ROBUST FINANCIAL INDUSTRY DATA FOR ACADEMIC RESEARCH.
RateWatch Scholar has years of historical rate and fee data from Banks and Credit Unions across the country for a wide variety of banking products. CDs, checking, savings, money markets, promotional specials, auto loans, home equity products, unsecured loans, credit cards and many more products are surveyed and archived on a regular basis. With a reputation for accurate and comparable data, academic researchers have found us to be a comprehensive source for financial industry research.
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Examples of potential research data packages:
- 6 Month CD APYs, quarterly observations @ end of each quarter, 2011-2012, Banks and Credit Unions with less than $400 Million in assets, nationwide
- 60 Month New Car Loan rates, monthly observations, all Credit Unions of all asset sizes, 2011-2012, nationwide
Previous research topics applying RateWatch Scholar Data:
Description: This paper analyzes whether minority-owned banks pass along an advantage in access to governmental deposits to the communities they serve in the form of higher interest rates paid on certificates of deposit (CDs).
"RateWatch data is a very comprehensive dataset, both in terms of products and reporting institutions.
The data is easy to work with and the formatting is straightforward. I am fortunate to have the opportunity
to use the rate quotes in my research and I am thrilled to finally have access to accurate and timely
- Academic Data Contest Winner
"RateWatch provided me with an extraordinary snapshot of the banking industry that will truly benefit my research and,
hopefully, will benefit banking practitioners as well. Not only was their data comprehensive and very easy to navigate,
but also the RateWatch team was very helpful in ensuring that all my data needs were met, time and again. I would recommend
RateWatch to any researcher and practitioner who has interests in gaining insight about retail bank pricing."
- David Muir, Wharton School of Business
"Ratewatch provides the most comprehensive and accurate rate information available for academic research. Using Ratewatch,
supplemented with other data sets, we have been studying the drivers of deposit and checking account demand. The rate information
from Ratewatch has been an absolutely essential component of our research."
- Ali Hortacsu, Professor of Economics at The University of Chicago