ROBUST FINANCIAL INDUSTRY DATA FOR ACADEMIC RESEARCH.

RateWatch Scholar has years of historical rate and fee data from Banks and Credit Unions across the country for a wide variety of banking products. CDs, checking, savings, money markets, promotional specials, auto loans, home equity products, unsecured loans, credit cards and many more products are surveyed and archived on a regular basis. With a reputation for accurate and comparable data, academic researchers have found us to be a comprehensive source for financial industry research.

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Examples of potential research data packages:
  • 6 Month CD APYs, quarterly observations @ end of each quarter, 2011-2012, Banks and Credit Unions with less than $400 Million in assets, nationwide
  • 60 Month New Car Loan rates, monthly observations, all Credit Unions of all asset sizes, 2011-2012, nationwide

PUBLISHED PAPERS

Previous research topics applying RateWatch Scholar Data:
  • Author(s): Russ Kashian, Richard McGregory Jr., Neil Lockwood
    Description: This paper analyzes whether minority-owned banks pass along an advantage in access to governmental deposits to the communities they serve in the form of higher interest rates paid on certificates of deposit (CDs).

TESTIMONIALS

"RateWatch data is a very comprehensive dataset, both in terms of products and reporting institutions. The data is easy to work with and the formatting is straightforward. I am fortunate to have the opportunity to use the rate quotes in my research and I am thrilled to finally have access to accurate and timely pricing data."
- Academic Data Contest Winner

"RateWatch provided me with an extraordinary snapshot of the banking industry that will truly benefit my research and, hopefully, will benefit banking practitioners as well. Not only was their data comprehensive and very easy to navigate, but also the RateWatch team was very helpful in ensuring that all my data needs were met, time and again. I would recommend RateWatch to any researcher and practitioner who has interests in gaining insight about retail bank pricing."
- David Muir, Wharton School of Business

"Ratewatch provides the most comprehensive and accurate rate information available for academic research. Using Ratewatch, supplemented with other data sets, we have been studying the drivers of deposit and checking account demand. The rate information from Ratewatch has been an absolutely essential component of our research."
- Ali Hortacsu, Professor of Economics at The University of Chicago

ABOUT US
WELCOME TO RATEWATCH SCHOLAR...A DIVISION OF RATEWATCH

RateWatch-established in 1989-is a data collection company gathering thousands of data points from over 96,000 financial institution locations across the United States every week. These data points are geographically packaged into reports and sold to financial institutions for competitive pricing analysis. Over 5000 financial institutions use RateWatch reports to monitor competitors' deposit and loan rates and fees. The FDIC and the Federal Reserve also use RateWatch data for internal analysis and research.

With years of history stored in our database, academic researchers have found us to be a comprehensive source for reliable financial industry research.

RateWatch Scholar will customize a data package to fit your research conditions determining the product types you would like to focus on as well as the time period and geographic area. Data is provided in a format compatible with Excel, SPSS, Mathlab and other processing programs and files include regional details such as geo-coding, MSA codes and Federal Reserve districts. We are sensitive to the limited budgets of academics and have created special RateWatch Scholar pricing.

CONTACT INFORMATION:
James Zussman | Business Development Associate | 800.348.1831 x4292
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