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|Event Name:||Asset Quality Ratings Managing Portfolio Credit Risk and Assessing ALLL|
|Date:||Monday, January 30, 2017 1:00pm CST|
|Panelist(s) Info:||John Barrickman President New Horizons Financial Group|
|Credits:||1.5 CPE Credits|
A critical tool for managing portfolio credit risk is an effective asset quality rating framework (AQR). The AQR plays multiple roles:
Banks are recognizing that they need more granularity (number of categories) in the bank’s AQR framework. The bank must also provide more guidance and objectivity to assigning asset quality ratings to assure consistency across the organization. Institutions are also recognizing that objective criteria that work for C&I lending do not work well with CRE, A&D/ construction, Ag or specialized lending. Banks are also finding that incentives must be structured to assure lenders timely and accurately assign AQRs.
Specific subjects covered in the webinar include:
Participants will be able to benchmark their bank against industry best practices.