RW Advantage - Webinars

Compliance 101: Rules for Consumer & Mortgage Lenders
Presented By:BankWebinars.com
Panelist(s) Info: Susan Costonis  (Bio)

Susan Costonis is a compliance consultant and trainer. She specializes in compliance management along with deposit and lending regulatory training and began her career in 1978. Susan has successfully managed compliance programs and exams for institutions that ranged from a community bank to large multi-state bank holding companies. She has been a compliance officer for institutions supervised by the OCC, FDIC, and Federal Reserve.

Susan has been a Certified Regulatory Compliance Manager since 1998, completed the ABA Graduate Compliance School, and graduated from the University of Akron and the Graduate Banking School of the University of Colorado. She regularly presents to financial institution audiences in several states and "translates" complex regulations into simple concepts by using humor and real life examples.

Price:$265.00
Credits:2.5 CE Credits
Description:

This session will cover key lending consumer compliance regulations (highlights of the Equal Credit Opportunity Act, HMDA, Flood, RESPA, Truth in Lending, and Fair Credit Reporting). It will also include a Bank Secrecy Act overview outlining “Five Reasons Lenders Should Have BSA Training”. We’ll review “what’s old, what’s new, and what’s to come”.

Covered topics:

  • BSA training for CIP in the lending area, due diligence for detecting potential money laundering activity and Suspicious Activity Report (SAR) basics.
  • Fair Lending “best practices” and recent enforcement actions
  • Reg B requirements for the life of the loan including tips for taking an application.
  • Overview of HMDA data collection, common problems and best practices; preview of “NEW RULES” that become effective on January 1, 2018. The existing HMDA rules and coverage remain unchanged for the data collected in 2017.
  • Overview of Flood requirements including the four trip wire events and changes for “detached structures” on residential property.
  • “Integrated Disclosure” review for the coverage, timing, tolerances, and common disclosure problems.
  • Special concerns about credit report accuracy, permissible purpose, and handling disputed reporting under the Fair Credit Reporting Act.
  • Highlights of the most common errors in consumer real estate secured loans; tips to prevent violations.
  • BONUS TOOLS
    • Matrix of 28 types of real estate secured loans (consumer & commercial) showing the requirements for applications taken on or after 10/3/15 when the Integrated Disclosure rules became effective.
    • “Matrix of suggested training topics by job function for consumer, mortgage, commercial lenders and for loan operations staff“
    • Cheat Sheets” to help simplify compliance with several lending regulations.

Who should attend?

This informative session is designed for compliance officers, auditors, loan officers, loan assistants, and loan administration staff. This seminar is designed for both those new to lending regulations or more experienced personnel looking for a review of existing requirements. While there is an emphasis on the regulations that relate to real-estate secured lending, this session will be helpful to any employee who assists members with various types of loan requests.

Available Sessions:

Date: Tuesday, March 7, 2017
Time: 1:30pm - 3:30pm CST
Price: $265.00* < Back To Details
* Invoice will include sales tax as applicable.
$265

Attend the live session with the opportunity to ask questions of the presenter. You also receive handouts and a 7 day OnDemand weblink.

$295

Includes a weblink for unlimited viewing for 6-months after the date of the webinar as well as a link to handouts. Does not include live session.

$365

Adds access to weblink for unlimited viewing for 6-months after the date of the webinar as well as a link to handouts.

$345

CD-ROM plus Hardcopy Handouts. Free OnDemand Weblink also included. Does not include live session.

CD-ROM, including full audio/visual recording, plus Hardcopy Handouts. Free OnDemand Weblink also included.
$395

Includes the Live session, OnDemand Weblink, and Audio CD plus Hardcopy Handouts.

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Each Additional Location adds $75 to Registration:
x $75 = $0
Total Price: $265.00
Upon registration, an invoice will be mailed to the address provided above.